8 behaviors that scream “I grew up poor” no matter how much money you make now

When someone splurges on a luxury item, we automatically assume they’re wealthy.

If someone is frugal, we think they’re tight on cash but, as we all know, appearances can be deceiving.

Dig a bit deeper, and you’ll find that our behaviours often echo our past experiences, rather than our current situations—especially when it comes to money.

Our childhood financial circumstances can shape our attitudes and habits for life.

Now, I’ve noticed eight telltale behaviours that scream “I grew up poor,” regardless of how much money is in the bank today.

Here’s the intrigue: These behaviours often hide in plain sight. You’ve probably seen them in people around you, or maybe even in yourself, without realising what they actually represent.

Let’s unveil these signs together, shall we? It’s not just about understanding others better, but also about gaining insights into our own behaviours.

And who knows? This could even help us revise some of our financial habits, if need be.

1) You’re always budgeting

Money management is a skill, but for some, it’s a survival instinct.

Whether you’re picking up groceries or planning a night out, you’re constantly crunching numbers in your head.

Every dollar spent is a dollar less in your bank account, and that thought never leaves your mind.

Even if you’re raking in a hefty paycheck these days, old habits die hard. When it comes to money, those habits are often rooted in a time where every penny counted.

So, you continue to budget relentlessly, just as you did when money was tight.

2) You cherish the simple things

Growing up, my family didn’t have a lot of money. We couldn’t afford the latest gadgets or fancy vacations.

Instead, we found joy in simpler things, such as a home-cooked meal, a game of cards, or a walk in the park.

This attitude stuck with me, even as my financial circumstances improved. I still feel a surge of happiness when I smell freshly baked bread, just like the one we used to make at home.

I get more excited about a picnic in the local park than an extravagant dinner at a high-end restaurant.

It’s not that I don’t appreciate luxury, but those simple pleasures have a way of grounding me.

They remind me of where I came from and the values I was raised with.

This affinity for simplicity is another behaviour that often indicates a less affluent upbringing.

Let me tell you: There’s absolutely nothing wrong with that. It’s these humble beginnings that often shape us into appreciative and grounded individuals.

3) You’re resourceful

When funds are limited, you quickly learn to make the most of what you have. This might mean fixing a broken toy instead of buying a new one or finding creative ways to stretch a meal.

This knack for resourcefulness often carries into adulthood. You might find yourself repairing a leaky faucet instead of calling a plumber or re-purposing an old piece of furniture instead of heading to the store.

Interestingly, people who have experienced financial hardship tend to be more innovative and better at problem-solving than those who haven’t.

This is because they’ve had to find solutions with limited resources, which can lead to unique and creative results.

If you’re someone who tends to think outside the box and make the most of what you’ve got, it might be a sign that you grew up without a lot of extra cash.

Remember, though, that this is a testament to your resilience and creativity.

4) You’re a saver, not a spender

When money was scarce, the idea of ‘extra’ or ‘spare’ cash was a foreign concept.

Every dollar had a purpose and there was rarely anything left over for frivolous spending.

Because of this, you might have developed a habit of saving every cent you can.

Even if you’re now in a position where you could afford to splurge a little, the thought of parting with your hard-earned money might make you uncomfortable.

You’re more likely to have a substantial emergency fund and less likely to have credit card debt; you understand the value of money and the security it brings.

If you find yourself hoarding your pennies rather than spending them, it could be an indication of your past experiences.

Being cautious with your finances is a strength, and a sign that you’ve learned to prioritize long-term stability over short-term satisfaction.

5) You’re not easily impressed by material possessions

I remember my friends showing off their new toys or the latest video games, and of course, I often wished I could have them too.

Growing up with limited means, I learned to appreciate non-materialistic things more.

Today, I find that I’m not easily swayed by consumer trends or flashy gadgets.

Sure, they’re nice to have, but they don’t define my happiness or success.

I’ve seen people who base their value on what they own, and to be honest, it’s a slippery slope.

Material possessions are fleeting. However, your character, your experiences, the respect you earn from others—these are things that truly matter.

If you’re like me, and you find more worth in experiences than in possessions, it could be a reflection of your upbringing.

Believe me when I say this: It’s a perspective worth keeping as it reminds us to value the right things in life.

6) You might have a tendency to overwork

This one might seem a bit surprising, but stick with me. Growing up poor often instills a deep fear of financial insecurity. This fear can drive people to work relentlessly, even when they’ve reached a comfortable economic status.

You might find yourself taking on extra projects, working late hours, or struggling to truly take time off.

It’s as if there’s an inner voice constantly whispering, “You need to do more to stay afloat.”

The thing is, this behavior isn’t always about ambition or career progression. It’s more about avoiding the fear of not having enough.

If you recognize this trait in yourself, it’s important to acknowledge it and understand where it’s coming from.

It’s okay to relax and enjoy the fruits of your labour. Life isn’t just about work and money because it’s also about finding happiness and satisfaction in what you do.

7) You’re generous, even when it’s not easy

Growing up poor can make you acutely aware of the struggles other people face.

You understand what it’s like to go without, and because of this, you’re often more willing to help others in need.

You might find yourself donating to charity, even if you could use that money elsewhere, or perhaps you’re the friend who’s always there to lend a helping hand (regardless of your own circumstances).

This generosity is about empathy and knowing how much small acts of kindness can mean when you’re going through a tough time.

This kindness and empathy is a beautiful trait to have as it shows your strength of character and your ability to empathize with others.

8) You appreciate what you have

Poverty isn’t something anyone wishes for, but growing up poor can instill a sense of gratitude that stays with you for life.

You understand the value of hard work, and you don’t take things for granted; you appreciate every meal, every paycheck, and every opportunity that comes your way.

Moreover, you might find that you express gratitude more often than others, and that you’re thankful for the big things and also for the small things that others might overlook.

This gratitude is born out of scarcity and is a trait that is deeply ingrained in those who’ve faced financial hardships.

Embracing your roots

By now, you might have recognised some of these behaviours in yourself or in someone you know.

Perhaps it’s made you see things from a different perspective, or appreciate your journey a little more.

Growing up poor is not an easy feat, but it’s not something to be ashamed of either.

The struggles and hardships often shape us into resilient, resourceful, and empathetic individuals.

The richness of a person is not measured by the weight of their wallet but by the wealth of their character, and the behaviours we’ve discussed are a testament to that.

Take a moment to reflect on your own behaviours: How have your past experiences shaped you, and how can you use these insights to navigate your path forward?

In the end, it’s about where we’re going and who we choose to become along the way.

Whether you’ve climbed up the socioeconomic ladder or are still on your way, these behaviours are a reflection of your past—a part of who you are.